Tax and bookkeeping spreadsheets for the self-employed
Ready-made Excel and Google Sheets templates for US 1099 freelancers, landlords, small business owners and UK sole traders. Plus free calculators to check your numbers.
Free calculators
US quarterly estimated tax
Self-employment tax, federal income tax and your four 2026 payment amounts and due dates.
Open calculatorUK Self Assessment 2026/27
Income tax and Class 4 National Insurance for sole traders, plus payments on account.
Open calculatorGuides
Debt snowball vs avalanche
How the debt snowball and debt avalanche methods work, a worked example with five real-looking debts, how much interest each costs, and how to choose the one you'll stick with.
Etsy seller taxes: a plain-English guide
How US Etsy sellers are taxed: when Etsy sends a 1099-K, why the income is taxable anyway, which Etsy fees and costs you can deduct, self-employment tax and quarterly payments.
Making Tax Digital for Income Tax: who, when and what
MTD for Income Tax starts 6 April 2026 for sole traders and landlords over £50,000, then £30,000 and £20,000. Qualifying income, quarterly deadlines and penalties.
Quarterly estimated tax due dates 2026
The four 2026 IRS estimated tax deadlines for freelancers and 1099 contractors, who has to pay, how to avoid the underpayment penalty and how to work out each payment.
The Rent a Room scheme: £7,500 tax-free from a lodger
How the UK Rent a Room scheme works: £7,500 a year tax-free (£3,750 if shared), what counts as rent, what to do if you go over, and when the normal expenses method is better.
Self-employment tax in 2026, explained
How the 15.3% self-employment tax works in 2026: the 92.35% rule, the $184,500 Social Security wage base, the $400 threshold, the half-SE-tax deduction and a worked example.
Self Assessment deadlines 2026 and 2027
Every UK Self Assessment date for sole traders: registering by 5 October, paper and online returns, 31 January and 31 July payments on account, and the penalties for missing them.
The UK VAT registration threshold: when you must register
The £90,000 VAT registration threshold explained for sole traders: the rolling 12-month test, the 30-day forward test, what counts as taxable turnover and the deadlines to register.
US templates
2026 Real Estate Agent Commission & Tax Tracker
Travel Nurse Spreadsheet 2026
2026 Home Daycare Tax Tracker
Airbnb Spreadsheet 2026
2026 Solo 401k vs SEP-IRA Calculator
2026 S-Corp Salary & Tax Planner
2026 Dependent Care FSA Tracker
2026 TSP Thrift Savings Plan Contribution Planner
2026 RMD Calculator & Senior Deduction Planner
2026 Backdoor Roth IRA Tracker
2026 1099 Self-Employed Tax Tracker
2026 Small Business Bookkeeping Spreadsheet
2026 Etsy Seller Spreadsheet
Rental Property Spreadsheet 2026
Debt Payoff Tracker Spreadsheet
UK templates
UK Locum Vet Income & Tax Tracker 2026/27
UK Locum Pharmacist Income & Tax Tracker 2026/27
UK Rent a Room Scheme Tracker 2026/27
UK VAT Registration Threshold Tracker
UK Foster Carer QCR Tax Calculator 2026/27
UK Associate Dentist UDA Tracker 2026/27
UK CIS Subcontractor Tax & Refund Tracker 2026/27
UK Therapist & Counsellor Bookkeeping Spreadsheet 2026/27
UK Private Tutor Income & Tax Tracker 2026/27
UK Personal Trainer Income & Tax Tracker 2026/27
